EQUITYLOCK RESIDENTIAL

Mr. Steve Muehler,

Founder & Senior Managing Member

Division of Private Placement Markets

101 California Street, 

San Francisco, California 94111

Email: Steve@PPMSecurities.com

Phone: (877) 259-8066

EquityLock Residential's - Fixed Income Mortgage is the Nation's Leading Premier Alternative to the Traditional Reverse Mortgage. EquityLock Residential's - Fixed Income Mortgage allows for a greater return on the Equitable Portion of a Home when compared to the Traditional Reverse Mortgage, and also allows for:

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• More Residential Property Types

• No Age Restrictions

• Less Fees & Costs than a Reverse Mortgage

• Higher Loan to Values

• Faster Closings

• and Many More...

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Much like the Traditional Reverse Mortgage Program, EquityLock Residential's - Fixed Income Mortgage allows you to access cash based on the value of your home, but at higher Loan-to-Values, without any age restrictions, allowing for a greater return on the equitable portion of your home, and with an ability to own your home free and clear while still receiving a fixed monthly income. 

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Unlike with a Reverse Mortgage, upon selling of the home or your passing, you or your beneficiary may choose to continue to receive the monthly income or to receive a single lump sum payment.

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Common Uses of Proceeds:

• For Extra Income each Month

• Covering Medical Expenses

• Purchasing Long-Term Care Benefits

• Establishing Trusts

• Helping to Financially support Family Members (e.g., grand children’s educations, etc.)

• Paying off other Loans or Bills

• Maintaining or Improving Quality of Life

• Something Special – buying a car, boat or going on a trip